Citizens Financial: A Comprehensive Guide

Citizens Financial is one of the largest financial institutions in the United States, providing a wide range of banking and financial services to its customers. In this guide, we’ll take a closer look at what Citizens Financial offers and how it can benefit you.

What is Citizens Financial?

Citizens Financial is a bank holding company headquartered in Providence, Rhode Island. It was founded in 1828 as the High Street Bank and has since grown into one of the largest banks in the country.

The bank provides a full range of banking services to individuals, businesses, and institutions. This includes checking and savings accounts, credit cards, loans, mortgages, investment services, and more.

Products Offered by Citizens Financial

Checking Accounts

• One Deposit Checking: No monthly maintenance fee with one deposit each statement period
• Premier Checking: Earns interest on balances over $25,000 with no monthly maintenance fee
• Platinum Checking: Exclusive benefits for Wealth Management clients with no ATM fees worldwide

Savings Accounts

• Savings Account: Basic savings account that earns interest on all balances
• Premier Savings Account: Higher interest rates for larger balances with no monthly maintenance fee
• Citizen’s CollegeSaver®: Savings account designed for college savings with bonus rewards for good grades and regular deposits*

Credit Cards

• Cash Back Plus World Mastercard®: Earn unlimited cash back on every purchase with no annual fee*
• Citizens Bank Clear Value® Mastercard®: Low introductory APR on purchases and balance transfers with no annual fee*
• Platinum Mastercard®: Exclusive benefits for Wealth Management clients with no foreign transaction fees

Loans and Mortgages

• Personal Loans: Fixed rates and flexible terms for debt consolidation, home improvements, or unexpected expenses*
• Student Loans: Competitive rates and flexible repayment options to help pay for college*
• Mortgages: Variety of mortgage options including fixed-rate, adjustable-rate, FHA, VA, and more*

The Benefits of Banking with Citizens Financial

There are many benefits to banking with Citizens Financial. Here are just a few:

• Convenient Online Banking: Manage your accounts online from anywhere at any time.
• Rewards Programs: Earn cash back or other rewards for using your credit card or savings account.
• Friendly Customer Service: Get help from knowledgeable representatives who are available to assist you with your banking needs.
• Diverse Product Offerings: Choose from a variety of checking accounts, savings accounts, loans, mortgages, and investment services to find the right fit for you.

Frequently Asked Questions about Citizens Financial

Is Citizens Financial FDIC insured?

Yes. All deposits held by Citizens Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor.

What is the minimum deposit required to open an account?

The minimum deposit required to open an account varies depending on the type of account you choose. For example, the One Deposit Checking account requires a $25 minimum deposit to open.

Does Citizens Financial offer mobile banking?

Yes. Citizens Financial offers a mobile banking app that allows you to manage your accounts from your smartphone or tablet.

Conclusion

Citizens Financial is a trusted financial institution that offers a wide range of banking and financial services to its customers. Whether you’re looking for a checking account, savings account, credit card, loan, mortgage, or investment service, Citizens Financial has something for everyone. With convenient online banking, rewards programs, friendly customer service, and diverse product offerings, Citizens Financial is a great choice for anyone looking for a reliable and trustworthy bank.

Related Links:

2: Investor Relations – Citizens Bank

https://investor.citizensbank.com/about-us/investor-relations.aspx

The latest in news and financial information for Citizens Financial Group. Total Assets^$226.7billion as of December 30, 2022. The latest in news and financial information for Citizens Financial Group. Investing in Citizens Financial Group Read about our latest financial news and results or get shareholder information and official filings easily. 03/28/2023 – Citizens Financial Group Announces First Quarter 2023 Earnings Conference Call Details 01/17/2023 – 4Q22 Citizens Financial Group Results Regulatory Filings & Disclosures CITIZENS FINANCIAL GROUP FORM 10-K There are no events currently scheduled. 2023 RBC CAPITAL MARKETS FINANCIAL INSTITUTIONS CONFERENCE 2023 ANNUAL SHAREHOLDER MEETING AND PROXY STATEMENT 2022 ANNUAL REPORT ON FORM 10-K 2021 Corporate Responsibility Report Sign up now to receive alerts from Citizens Bank. Securities and Insurance Products are: • NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY