Buying a home is an exciting milestone for anyone – until you hit the reality of financing. Getting financing for your home can quickly turn into a stressful experience if you don’t have the right team by your side. This is where Alpha America Mortgage Co comes in – here’s everything you need to know about our services.
Alpha America Mortgage Co is a mortgage lending company that provides a variety of home loan products to clients across the United States. We are dedicated to helping people achieve their dreams of homeownership by providing hassle-free financing solutions and personalized service.
At Alpha America Mortgage Co, we offer a wide range of home financing options, including:
Our loan officers work closely with each client to determine the best financing option for their unique needs and financial situation. We understand that buying a home can be overwhelming, which is why we are committed to walking our clients through every step of the process.
Here are just a few reasons why clients choose Alpha America Mortgage Co:
Our team works tirelessly to find the best rates for our clients. We understand that every dollar counts when it comes to buying a home, which is why we work hard to ensure that our clients get the lowest possible rate.
At Alpha America Mortgage Co, we pride ourselves on providing personalized service to each and every client. Our loan officers take the time to understand each client’s unique needs and financial situation, allowing us to create a customized financing solution that fits their individual needs.
We know that time is of the essence when it comes to buying a home, which is why we work quickly and efficiently to get our clients approved for financing as soon as possible. Our team is committed to making the home buying process as seamless and stress-free as possible.
A fixed-rate mortgage has a fixed interest rate for the life of the loan, while an adjustable-rate mortgage (ARM) has a variable interest rate. With an ARM, the interest rate can fluctuate up or down based on the market conditions.
The maximum loan amount for an FHA loan varies by location and is based on the median home price in that area. In most areas, the maximum loan amount for an FHA loan is $356,362 for a single-family home.
The minimum credit score needed to qualify for a VA loan is typically 620. However, each lender has their own credit score requirements, so it’s important to speak with a loan officer to determine your eligibility.
Alpha America Mortgage Co is dedicated to making the home financing process as stress-free as possible. We offer a variety of loan options, personalized service, and competitive rates to help our clients achieve their dreams of homeownership. Contact us today to learn more about how we can help you finance your dream home.
For 40 years, Alpha Mortgage has been a well-known and highly respected mortgage lender based in Wilmington, North Carolina, licensed to serve North Carolina, ... For 40 years, Alpha Mortgage has been a well-known and highly respected mortgage lender based in Wilmington, North Carolina, licensed to serve North Carolina, South Carolina, Virginia, Georgia, Florida, and Texas. The formula defining Alpha Mortgage Corporation’s success is simple; strong business ethics, the highest quality service, and guaranteed customer satisfaction. It’s the right way to help implement our customer’s plans for the future. It’s the only way to do business. From determining which loan program works best for you, to guidance on getting your credit score back on track, our mission is to do everything in our power to help you achieve the goal of home-ownership in a way that is financially responsible. We Are Your Home Buying Advantage We'll Be With You Every Step Of The Way Start with our online application or schedule a call with one of our mortgage loan officers. You’ll want your pre-approval in hand before you make an offer. After we have your application, one of our mortgage loan officers will reach out to review your loan options, your rate, and expert local advice. The Alpha Mortgage team will work with you to submit all your documents and get your loan approved because we close on time, every time. I consent for Alpha Mortgage to use automated technology, including pre-recorded messages, cell phones, texts, and emails to contact me at the number and email address provided. This includes if the number is currently on any Do Not Call Lists. Our Clients Say The Nicest Things
For 40 years, Alpha Mortgage has been a well-known and highly respected mortgage lender based in North Carolina. Alpha Mortgage is lice ... Alpha Mortgage Corporation is on Facebook. To connect with Alpha Mortgage Corporation, join Facebook today. Mortgage brokers · Loan service For 40 years, Alpha Mortgage has been a well-known and highly respected... The whole Alpha Mortgage family wishes you a prosperous year full of wonderful things to come. Happy New Year! 31 December 2022 at 20:00 · Public May this holiday season fill your home with joy, your heart with love, and your life with laughter. At Alpha Mortgage, we wish you a celebration filled with... 25 December 2022 at 12:00 · Public The Alpha Mortgage family had a great time celebrating the holidays together this past weekend. A big thank you to everyone who came out to spend the evening... 20 December 2022 at 20:05 · Public The whole Alpha family would like to wish everyone who is celebrating a very Happy Hanukkah. May the season be full of love and light. 19 December 2022 at 20:00 · Public Alpha Mortgage Corporation updated their cover photo. 19 December 2022 at 13:31 · Public
Alpha Mortgage is the original local lender. If you are looking for a mortgage expert to help you purchase or refinance your home we have a branch in your ... Alpha Mortgage Corporation Hampstead Alpha Mortgage is the original local lender. If you are looking for a mortgage expert to help you purchase or refinance your home we have a branch in your neighborhood. Happy Clients Make The Best Neighbors Arthur was our loan specialist & he made the process SUPER EASY!! Anytime we had questions he was very quick to respond to... read more I recently refinanced my home and my agent was Laura Elkins. Laura was very professional and knowledgeable during this... read more Started working with Thomas Baldwin and his team in early to mid November of this year(2021) now less than a month later, I... read more Working with Stacey was a GREAT experience. As a first time home buyer, I was very nervous and had many questions. Stacey... read more Heather Wilson was highly recommended to us by a family member, and we are incredibly thankful that we chose to reach out to... read more Decided to use Alpha Mortgage after a friend recommended them and it was honestly the best decision I ever made. From pre... read more Alpha Mortgage has been everything and more! If I had a question, no matter how dumb (lol) they answered it very quickly.... read more It has been an amazing experience. The team was very helpful! They were there every step of the way and walked us through... read more I was originally with another lender, one thing after another kept coming up and closing day hit, I was packed up and ready... read more Dedicated, dependable, knowledgeable, and professional are among the many words I would use to describe Thomas and his team.... read more
Apr 6, 2022 ... Joint Stock Company Alfa-Bank is a distinct entity from Alfa-Bank (Ukraine), which has not been sanctioned. FAMILY SUPPORTING THE RUSSIAN ... U.S. Treasury Escalates Sanctions on Russia for Its Atrocities in Ukraine Treasury Targets Critical Arteries of the Russian Federation Economy, Fully Blocking Largest Public and Private Banks New Sanctions Imposed on Putin’s Family and Architects of War President’s New Executive Order To Ban New Investment in Russia WASHINGTON – Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) took major steps to degrade the economy of the Russian Federation in response to Russia’s continued brutal war against Ukraine and atrocities against Ukrainian citizens. Treasury is imposing full blocking sanctions on Sberbank, Russia’s largest state-owned bank, and Alfa-Bank, Russia’s largest private bank. Treasury is also targeting family members of President Vladimir Putin (Putin) and Foreign Minster Sergey Lavrov (Lavrov), as well as Russian Security Council members who are complicit in the war against Ukraine. In addition, the President is issuing a new Executive Order today, which bans new investment in the Russian Federation and the provision of certain services to any person located in the Russian Federation by U.S. persons, wherever located. “Russia’s military forces have committed heinous atrocities in Ukraine and the global community must hold them to account,” said Secretary of the Treasury Janet L. Yellen. “Today we are taking additional steps to cut off Russia from international markets in response to Putin’s continued brutality. This serious action, including fully blocking Russia’s largest bank and banning new investment in Russia, will further restrict Putin’s ability to fund and supply his war.”
Mar 30, 2022 ... Higher mortgage rates are going to cause havoc to this housing market, ... I have no business relationship with any company whose stock is ... U.S. Housing Is A Dead Man Walking Mar. 30, 2022 11:04 AM ET1.16K Comments160 Likes There is not a shortage of housing, only a shortage of sellers. New home construction is outpacing population growth and going to lead to overbuilding. Higher mortgage rates are going to cause havoc to this housing market, with the peak appearing near. A picture is worth a thousand words, but a chart is worth a thousand pictures. fstop123/iStock via Getty Images We need to talk about U.S. Housing. To say that it is a sellers market is an understatement. Prices have been rising relentlessly, to the dismay of countless home buyers. As of January, 95% of realtors surveyed suggested that buyers outnumber sellers. In February, over 57% of homes were sold within 2 weeks of listing. Median home price is up 15% from 2021 and 30% from 2020. This is while the 30 year mortgage rate has exploded higher from 3% in November 2021 to over 4.5% this week. The rise in prices are so dramatic, in fact, that for the first time, the average increase in home value exceeded median U.S. income in 2021. If that isn't moral hazard, I don't know what is. The result is a red hot market where everyone and their uncle is trying to buy a house on cheap debt. And it makes sense, given that mortgage rates are below inflation by at least 4%. The widely held opinion is that homes are a great investment and everyone should buy now because they are just going to get more expensive. Often repeated, I hear urgency from buyers, realtors, and lenders alike that mortgage rates are going up so its best to lock in low rates now.